Terms of Use

Welcome to Coffee Chat by Krugman Insights (“we,” “us,” or “our”). By accessing or using our website or subscribing to our newsletter, you agree to comply with these Terms of Use (“Terms”). Please read them carefully.

1. Acceptance of Terms

By using our website or services, you accept and agree to be bound by these Terms. If you do not agree, please do not use our website or subscribe to our newsletter.

2. Use of the Website and Services

You agree to use our website and services only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use and enjoyment of our services.

Prohibited Actions Include:

• Using the website for fraudulent or malicious purposes.
• Attempting to gain unauthorized access to our systems.
• Distributing viruses or other harmful content.

3. Intellectual Property

All content on our website, including text, graphics, logos, and images, is owned by or licensed to Coffee Chat by Krugman Insights. You may not reproduce, distribute, or create derivative works without our prior written consent.

4. Subscription and Content

• Our free newsletter is provided as-is for informational purposes only.
• We reserve the right to modify, pause, or discontinue the newsletter at any time.
• Subscribing to our newsletter does not create a legal or advisory relationship.

5. Limitation of Liability

To the fullest extent permitted by law, Coffee Chat by Krugman Insights shall not be held liable for any damages arising from the use of our website or newsletter. This includes, but is not limited to, loss of data, revenue, or reputation.

6. Third-Party Links

Our website or newsletter may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites. Accessing these links is at your own risk.

7. Changes to the Terms

We reserve the right to update these Terms at any time. Any changes will be effective immediately upon posting on this page. Continued use of our website or services constitutes acceptance of the updated Terms.

8. Termination

We reserve the right to terminate or restrict your access to our website or services if we believe you have violated these Terms or engaged in unlawful activity.

9. Governing Law

These Terms are governed by the laws. Any disputes shall be resolved exclusively in the courts.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us.